Input Financing Release Notes April 2025

Executive Summary:

This release introduces enhancements across Partner and Borrower Portals, including expanded functionality and improved user experience. Notable updates support a smoother lending application process with security enhancements and UI improvements. Reporting capabilities have been expanded and technical standards were modernized to align with best practices. Backend improvements were made for system reliability and multiple updates have been deployed to support a new funding source integration.

Released Items

Partner Portal Transition

• Display latest transactions in loan details
• Enable requesting new loans and funds
• Show partner name in loan traffic control
• Transition to use LoanID instead of DisplayID

#15805, 16240, 16241, 16315, 16716, 16877

New Funding Source

• Feature flag: Update funding investor settings
• Initial API configuration for production
• Add application number to confirmation pages
• Update terminology (e.g., “Co-borrower” to “Co-applicant”)
• Improve UI: phone numbers, SSN formatting, T&C alignment, spacing
• Business section updates: remove communication preference, add missing fields
• Simplify personal information layout
• Incorporate feedback: updates to denial, approval, and review pages
• Add Buy-Down Clause in applications
• Identity verification simplification
• Add error information to identity verification exceptions

#16197, 16314, 16725, 16737, 16755, 16757, 16758, 16764, 16769, 16771, 16785, 16790, 16791, 16792, 16794, 16804, 16876, 16883

Security Enhancement

• Authenticate user before loan application or status check
• Add authentication feature toggles to application guards (front and back ends)
• Ensure no sensitive data is provided from document endpoint

#16259, 16260, 16772, 16780, 16865

Borrower Portal

• Use LoanID instead of DisplayID
• Skip loans with no partner
• Retrieve and display maturity dates

#16878, 16903, 16908

Lending Support

• Enable lending application test sharding
• Fix issues for legacy users
• Improve documentation
• Resolve issues with partner branch code requirement
• Address admin API connectivity
• Add 2025 data to reports
• Remove obsolete test coverage
• Configure test data generator for efficiency

#16808, 16814, 16851, 16866, 16888, 16902, 16910, 16915

Project Standards

• Implement file-scoped namespaces and primary constructors
• Store interfaces with their implementations
• Convert repository calls to synchronous execution
• Remove obsolete routing attributes

#14570, 14571, 14572, 14573, 16641

Payment Processing

• Ensure NACHA payment records contain necessary data elements for tracking

#15492

System Monitoring

• Increase alert threshold in Partner Portal API

#15689

Reporting

• Add new partner to reports
• Add computation fields to “Weekly Lending Report”

#16371, 16719

Release Numbers